Basic Credit Builder Program

The Basic Credit Builder Program is the foundation of building good business credit. With this program you will establish your business credit so you can begin to obtain business lines of credit. In this process, you will establish trade or vendor credit, and build the Paydex (a Dunn and Bradstreet score of at least 80) which you will use to apply for business credit cards that are not associated with your personal finances or social security number. This business credit will use your business TAX ID ONLY. You will not do this on your own. A trained personal business credit coach will lead you through each step of the process to make sure it is done properly.

Many people with poor credit believe they can't start a business. However, many new business owners started the same way, with poor personal credit. The Basic Credit Builder Program will lay the foundation for your business by obtaining lines of credit with Corporate Credit Concepts banking partners. Through this process, your business will build credit, however to acquire lines of credit at any bank, the business owner will need both a good business credit score and a personal credit score of 680 or higher.

You can use the credit cards you receive as part of the Basic Credit Builder Program to pay off personal credit cards, helping you to repair your personal credit score. As soon as your personal credit score reaches 680 or higher, we can then move toward applying for a combination of trade credit, credit cards and bank lines of credit.

Who is this program for?

If you have a personal credit score of below 680 and have negative items on your credit report or have a revolving debt of over 50%, the Basic Credit Builder Program is for you. The goal of the Basic Credit Builder Program is to create a foundation for you to build on with your business credit and give you some needed money to help toward repairing your personal credit. Once a strong foundation is in place and you have a personal credit score of 680 or higher, you can then move up to the Advanced Credit Builder Program for even more benefits. The fee you've paid for the Basic Credit Builder Program will be deducted from the fee of the Advanced Credit Builder Program when you apply.

Basic Credit Builder - Estimated Amounts

Trade Credit - $50,000
Credit Cards (tax id only!) - $25,000
Total - $50,000 - $100,000 in credit

Dunn and Bradstreet credit file established
Corporate Experian credit file established
Establish a Paydex and Intelliscore

Basic Credit Builder Costs

$1,995 initial payment with $1,995 paid after your lines of credit are established